Raj Bajwa's Blog Posts

The Bank of Canada rate October 2025 announcement delivered a 0.25% cut, bringing the overnight lending rate down to 2.25%. This change marks another step in the Bank’s gradual easing cycle

  On this Jan 1st, I wish you the best of health, happiness, and success in all your personal or professional goals.Writing down your motivation as a positive affirmation and reciting it

All November housing market trends remain on a downward trajectory, similar to the last few months.  Vaughan and overall GTA Real Estate market show a continued decline in overall listings

Vaughan and overall GTA Real Estate market show continued decline in overall listings in October 2022 while the home prices seem to be levelling off.With further interest rate increase(s) expected,

🔹Contact your mortgage broker🔹Lock in a rate for a specified period ðŸ”¹Protect yourself from upcoming rate increases while you find a home🔹Save some $$$Raj BajwaReal Estate Broker |

While I create a new website with my transition to RE/MAX West Realty Inc. I would like to create a site that is really user centric, informative, and is "me". In the meanwhile, please follow me:

I have missed posting regular real estate updates on this blog.  The new website has been under development for past little while and should be ready to launch shortly.  Look forward to having a

You thought March 2011 GTA resale market was hot?  Well then March 2012 was on fire with over 8% increase in sales over March 2011.  Incredible mortgage offers such as 2.99% for 4/5 years fixed

As we have witnessed in the past months, the low listing inventory kept the Buyers competing to buy a home in February.  Low mortgage rates along with 2.99% (4-5 year fixed) rates specials kept the

2011 ended being the second best year on record for resales (within current TREB boundaries).  The total number of transactions was lower than other months in 2011 but that is expected in December

Wishing You All The Very Best of Health, Happiness, and Prosperity... "The Best Is Yet To Come" Contact me today for: Free Home Evaluation Free Moving Service Full Service Marketing including

The WordPress.com stats helper monkeys prepared a 2011 annual report for this blog. Here's an excerpt: A San Francisco cable car holds 60 people. This blog was viewed about 1,100 times in 2011.

The GTA real estate market has continued solid growth throughout 2011 and November 2011 is no exception.  The November resale sales numbers indicate the continued strong demand by Buyer'sÂ

October 2011 had a good showing as we get into cyclical slower period of real estate towards year-end.  Sales and average sales price were up year-on-year for October.  It still remains a Seller's

Even the damp global economic outlook could not keep September from a continuing the positive sales trend from previous months.  Low inventory and attractive interest rates kept upwards pressure

Bed:  4+1 Bath: 3 Spacious East Facing Semi-Detached Home...Great Opportunity To Live-In & Rent Or Invest In This 5 Level Backsplit Home...Original Strip Hardwood Floors In Living &

SOLD @ 99% of list Bed: 3 Bath: 3 Double Door Entry Greets You To Soaring 9' Ceilings & Gleaming Hardwood Floors On Main Floor...Quality Features Include: Entry Door Transom Window, Upgraded

Low interest rates and strong Buyer demand kept the resale market trending up in the month of August. The transactions were up substantially over August 2010 with a 24% increase.  With Bank of

Bed:  4+2 Bath: 4 Beautiful And Spotless Detached Home Featuring 4 Large Bedrooms With 2 Bedroom Finished Bsmt..Parquet Flrs Through-Out Main Floor..Spacious Kitchen With Eat In Breakfast..New

Bed: 3 Bath: 3 Open The Double Doors To This Spacious Home In Highly Desired Family Friendly Neighbourhood...Practical Open Concept Layout...Beautiful Designer Paintwork...Tastefully Upgraded With

Bed: 2 Bath: 2 Fabulous Clean Unit.. 'Roma Model' In 'Tuscany Gates' Condominium. Great Location In Heart Of Mississaga..Close To Square One Shopping Centre..Public Transit..Schools..Easy Access

Bed: 3 Bath: 4 Fabulous & Bright. Fully Detached Freshly Painted Home On A Quiet Street Backing On To Creek.. New Large Vinyl Windows And Laminate Throughout The Home.. Steps To Schools.

July 2011 saw resale home activity on par with expectations and higher by 23% over July 2010.  In summer 2010, the sales were impacted by the new mortgage rules introduced in spring 2010.  There

Resale home activity has been heating up along with the summer weather. The resale home market has seen increased activity in May and June after a slow start to 2011.  Encouraged by sales and

Resale home activity had an amazing run in May 2011 making it the second best May under TREB*.  Market conditions are still right with low inventory and affordable interest rates.  The interest

Bed: 4 Bath: 3 Beautiful, Spacious, And Open-Concept Dream Home In Highly Desirable Maple Neighbourhood...Double Door Entry...Parquet Hardwood Flooring Throughout...Separate Family Room...Full

April 2011 resale home numbers looked great.  Even though the numbers were down from April 2010, the sales numbers fell within 5 year average for April resales.  Once again, lower number of

March 2011 has been the 2nd best March on record for resale homes in the GTA.  Lower number of listings also led to slight increase in average sale price with strong demand for semi-detached

Just Listed >>> SOLD Bed: 4 + 1 Bath: 4 Gorgeous And Spotless Well Kept Detached Home Built 2001, Excellent Layout..Dbl Door Entry..Tons Of Quality Upgrades..Parquet Flrs Throughout,Crown

Bed: 4 Bath: 3 Beautiful, Spacious, And Open-Concept Dream Home In Highly Desirable Maple Neighbourhood...Double Door Entry...Parquet Hardwood Flooring Throughout...Separate Family Room...Full

Bed: 4 + 2 Bath: 5 Gorgeous and Spacious Home In Churchill Meadows With 2 Master Bedrooms...Tons Of Quality Upgrades...9Ft Ceiling On Main Flr...Hardwood Floor...Crown Mouldings...Spacious

Sales number in February 2011 rose higher than the 4337 sales in January 2011.  While the sales numbers could not keep pace with February 2011, they were still higher than average February sales

4337 homes sold in January 2011 was lower compared to January 2010 but the average selling price kept moving higher.  That has been a constant theme  since the sales boom from mid-2009 to early

86,170 homes sold in GTA in 2010.  That is only one percent lower than homes sold in 2009.  That result is quite incredible considering that 2009 was a very hot resale market despite the global

Imagine buying a property from Seller A while the title actually belongs to Seller B...It could cost you the purchase along with any fees already paid.. Home Buyers often (should be always) hear

Foreclosure is a stressful event for all people involved... Potential buyers expect a "great deal" whereas the reality is that the banks must (as per law) sell the property at a fair market price..

Year 2010 has been better for real estate sales than expected even with more stability in the market versus 2009.  While November 2010 resale home numbers 13% lower than November 2009, the average

Will the Buyer Agents survive after the CREA vs Competition Bureau settlement that allows potential Buyers to contact the Sellers directly? I believe they can...there is always demand for

October 2010 resale home numbers are up from September 2010 but 21% lower than October 2009.  Second half of 2009 and first part of 2010 had record sales which would have been hard to emulate.

Homeowners rejoice...Real Estate Salespersons rejoice even more... CREA membership has voted in favour of agreement to offer more flexibility in listing homes on Multiple Listing Services (MLS). 

September 2010 had healthy home sales numbers even if does not match the market peaks of 2009.  Further, at 69,069 transactions, the first three quarters of 2010 have sales 4% higher than first

Absolutely fantastic news for home sellers, once this new compromise gets ratified… The sellers will have more options and control over which services to choose and pay for when listing theirâ

Sales numbers are down...New listings are down...Only the average home prices keep trending up... Market has declined since Spring 2010 as was expected after the new mortgage rules and it further

Many apologies for delay in posting the July 2010 Market Watch. The number of sales and listings actually dipped in July 2010 compared to July 2009.  Less listings could exert upward pressure on

Bank of Canada has raised the key lending overnight rate by 0.25%.  The new rate of 0.75% is still low even though it has gone up by 0.50% in the last two months. Bank of Canada is also forecasting

Bed: 4 Bath: 4 Virtual Tour View @ www.MLS.ca using MLS# W1916743 Beautiful Home In Highlands of Castlemore (Brampton)...Two Master Bedrooms...Two Bedrooms Share An En-suite...Custom Glass

June 2010 sales trended lower than May 2010 impacted by higher mortgage rates and new mortgage qualification rules.  June 2010 sales were also 23% lower than June 2009 sales. Here are some key

Should there be a negative or positive push on the interest rates with the following two news items? 1. Canadian job market has record growth in June? 2. New home starts have dropped in June? Well,

Thinking of helping that person secure a mortgage for a home? Think twice….or thrice…or more. Becoming a co-signer on a mortgage could be a real headache (read FRAUD) and it could come back to

To beat the mortgage rate hike and new mortgage rules, the Buyers bought record number of homes in February, March, & April.  All this led to lower sales in May 2010, which still recorded 9470

Stimulus ends here... Bank of Canada leads G7 in hiking the key interest rate…The increase of 25 basis points is the first since July 2007… Banks should follow suit shortly and raise their

The historically low interest rates brought Buyers to market last year looking for “great deals� in the housing market…“Great deals� hunters led to bidding wars due to low inventory of

Your parents, uncle, cousin, co-workers or in-laws have discussed real estate investment with you...You have been watching many real estate tv shows about investing in real estate...You have been

Multiple offers highlighted the surging real estate market in Canada last year where some homes sold even before the listing appeared on MLS.  Historically low interest rates and somewhat mild

The Competition Bureau vs. CREA courtroom battle may change the real estate industry forever.   In the meanwhile, Canadian real estate market is already changing shape as many new players enter to

There are several types of mortgage options in the market such as fixed, variable, open, close etc.  Many Buyers stick with variable mortgage while the rates are low and then lock in for fixed

Vendor (seller) Take Back (VTB) is a viable option when financing a property…Many Buyers (or even Sellers) are not aware of this option but many savvy Sellers use it as an attractive marketing

Just purchased the Woburn Elevation C at Castlemore Crossing  by Mattamy Homes... Some key features are: Brick and stone construction Four bedrooms Main floor den Separate dining and family

Mattamy Homes has released a collection of semi-detached, 34' detached, and 38' detached homes at Castlemore Crossing in Brampton.  Phase III is located at Castlemore Road and Clarkway Drive,

Here is a video I created last year as a promo...ENJOY [youtube=http://www.youtube.com/watch?v]

Catherine Farley has researched Toronto homes small, big, towns, detached and all using the home assessment database (MPAC) to arrive at $254 Billion price tag for all homes in Toronto...The article

Saying "YES" to buying the first home is hard enough and not doing your homework can add-on costly mistakes... ...where to buy? what to buy?...Will I (we) qualify for the mortgage? At what rate?..

Real estate market for April 2010 showed significant gains over April 2009.  Increasing number of listings,  mortgage rule changes (effective April 19/10) and recent rate increase will certainly

SOLD in 5 days... Bed: 3          Bath: 3          Price: $314,900 Beautiful Spacious Semi In Highly Desirable Neighbourhood...Large Mattamy Built Home At Approx 1900 Sq Ft

ONTARIO, Are you ready for HST (Harmonized Sales Tax) on July 01, 2010? Well good since the transition starts as of May 01, 2010 even though the actual effective date is July 1, 2010…Anything

Mortgage interest rate moving higher is certainly a worry for the home buyers…higher costs erode affordability which is further compounded by the present uncertainty in the job market… Not all

RBC and TD Canada Trust have increased their mortgage interest rates again…for the third time in less than a month…Other banks will surely follow suit... There is great anticipation that Bank

It is ALWAYS great to save money when we can…and that is the key motivation behind selling your home privately… Real estate sales persons (myself included) can greatly assist Buyers and Sellers

As of today, qualifying for a new mortgage will get a little tougher…Federal government announced new rules that will require higher income or higher down payment depending on type of mortgage

The mortgage rates seem to have finally started moving up in tandem with the booming real estate market... RBC and Scotia bank increased some of their mortgage rates by 25 basis points...That is

Market is continuing upward trends with strong sales.  Here are some key numbers: March MLS Sales: 10,430* Avg home price: $434, 696 in March* Listings up by 42%* Read the full March 2010

Hello Ladies & Gentlemen, My name is Jimmy Rai. otherwise known as JR. This is my first post on wordpress and I'm really excited to bring a new and enlighten view point to our on going

In one ring, it is CREA vs the Competition Bureau.  In another, Re/Max is  taking on (or out) the part-time real estate salespersons.  Michael Polzler, head of Re/Max Ontario-Atlantic Canada has

Starting Tuesday, TD Canada Trust and RBC are raising interest rates on some of their closed residential mortgage products... Mortgage interest have been hovering at or around historical lows for a

One Bloor has been talk of the town for some time now…This Yonge Street and Bloor Street intersection is considered one of the hottest, if not THE hottest, address in Canada. Bazis International

The negotiations between the Competition Bureau and CREA have discontinued.  Both parties may be headed to a lengthy court battle... CREA announced some changes on March 22 to make it easier and

Century21 has been a great company to work for... Great set of tools for agents Global reach and network Continuous  investment in Century21 brand Valuable savings for consumers on various

Finally my website is being developed.  The site will start off with a basic layout and then be developed with more functionality over time... I look forward to any and all suggestions/feedback on

CREA is offering real estate consumers more choice on how the home is sold or bought through MLS (Multiple Listing Service).... Sellers can list for a flat fee...Buyers can request details to

***SOLD in 5 days @ 98% of list price *** Bedroom: 3 Bathroom: 3 List Price: $335,000 - Cozy, Spacious, & Well Maintained Semi-Detached Home in North-East Brampton - Highly Desirable

I have been following the MLS versus private/discount realty services argument for sometime now...the more one reads into it, the more confusing it gets...MLS has become an essential tool that

Entrepreneur: "Knock Knock"MLS: "Who's there?"Entrepreneur: "Free Enterprise...Consumer Choice...Competition...The Better Way"MLS: "They are already here...you can keep moving"Who is really right in

Hooraaay....Canadians must feel so proud (I know I do) to host the Olympics...It is a great opportunity to see the greatest athletes for their place in history...The opening ceremonies will simple

Supply is not equal to demand in this real estate market...I showed 4 homes in Mississauga (ON) last week with 2 selling for above asking and 1 at 100% of list price...Most financial experts seem to

Whew..almost completed the new home reno project...New paint...new laminate flooring...new baseboards...new lighting...new kitchen..new 50" Plasma TV + Sony PS3 (that is my reward)...It has been a

December is off to a great start...First, purchased my first home..a cozy little townhouse in Maple, ON...needs paint, new flooring, and a 50" tv...Secondly, closing for a great semi-detached for a

It is great to see Toronto Hydro leading by example by working on LEED certification for one of its facilities.Read the entire article on National PostCatch me on the web @ Raj

Today was my first commercial retail closing in Vaughan, ON...All paperwork went smoothly...Looking forward to assisting my client setup the hair salon...Congrats FrancesCatch me on the web @ Raj

Attention Home Sellers...Attention Please- Commission savings are back....and better than ever- Sell your home for as low as 2% total commission- Save even more when you sell AND buyServices:- FREE

Thinking of selling your home?...Here is what is happening:- Buyers are searching frantically to buy homes- Mortgage rates remain low and affordability at an all time high- Very low inventory of

Never though of linking my blog to my Twitter account.The light bulb has clicked so add me as:Agent Raj or AgentRajTweet to you soon....Also, catch me on the web @ Raj

Wow...that sums up my clients and my experience in the last 2 months...I have put in total of 9 offers since mid August...7 of them have been multiple offers with at least 3 other bidders....Homes

I apologize to all for being absent from my blog for almost 2 months....The 2 months have been busy as never before but that still does not excuse me from not updating the blog....I hope and promise

Record sales reported in GTA......The real estate market seems to be picking up steam...The Buyers are recognizing that:there is a great selection of affordable homes availablemortgage rates are

Metro Place Condo will transform the Allen / Sheppard block... Here are some of the highlights of this upcoming vibrant 4 tower condo community:Adjacent to 572 acre Downsview ParkMinutes to Yorkdale

Nice sunny warm day + lot of people home = good door knocking day...Door Hangers flyers went out a week ago...Time to follow up with door knocking...No listings on Day 1 but had interesting

Looking to buy a home in next 3-4 months? Looking to get long term fixed mortgage? Then I hope you have your mortgage pre-approved because rates for longer term fixed mortgages are going up....The

The homeowner places his trust in the Realtor to hold an open house...The Realtor in turn trusts the visitors to see the home and provide feedback...But can you really trust the visitors that are

Real estate markets are showing signs of life again...Multiple offers are showing up here and there...Buyers are calling and looking for "great deals"...Buyers seem ready to take advantage of

Time to put the marketing into high gear...I am working on a door hanger brochure aimed at Sellers...I will post it here once the design is finalized...Hope to start distribution by next week...In

Holding off buying that first home?Tired of renting a crowded apartment or basement?First Time Buyers should definitely take advantage of:Great selection of affordable homesHistorically low mortgage

How often do you hear that:- 10% of the real estate agents do 90% of the deals...or- 20% of the real estate agents do 80% of the deals...I have always wondered where these stats come from. Everyone

GRRRRREAT Power of Sale opportunity....Bedrooms: 3Bathrooms: 3Kitchen: 1Air Cond: YesFireplace: Yes- Gorgeous DETACHED home in great area- Close to schools, shopping plazas, major highwaysCall Raj

In U.S., new homes and apartments construction rose by 22.2% in FebruaryAbsolutely great news...Cheers all aroundRead the full articles @The Toronto StarThe Globe and

I went downtown Toronto last night...and again this morningToronto offers a unique blend of amazing restaurants/sightseeing destinations/shopping/bars/lounges/the "coastline" along Lake Ontario.The

Major banks have announced lowered rates on various mortgage products. It is a great time to:Get Pre-approved if looking for a new homeGet Approved if you just found your dream homeRenew if your

Great day todayLike most of other marketers, I sometimes forget that family and friends can be a great source of business leads.Family/Friends always seem to know someone how wants to buy or sell a

Wilson D'SouzaMortgage Specialist, BMO905.670.2413 | wilson.dsouza@bmo.com- I met Wilson today at Century21 Green Realty office. Wilson has teamed up with Genworth Financial Canada to provide a

Speaker: Peter Themos from Genworth Financial CanadaLocation: Century 21 Green Realty office in MississaugaPeter has been in the financial industry for over 10 years. Peter's vast experience and

Wilson D'SouzaMortgage Specialist, BMO905.670.2413 | wilson.dsouza@bmo.com- I met Wilson today at Century21 Green Realty office. Wilson has teamed up with Genworth Financial Canada to provide a

[youtube=http://www.youtube.com/watch?v=WCzm6jWLS8E&hl=en&fs=1&color1=0x3a3a3a&color2=0x999999&border]

Marketing flyers are all ready to go...as soon a it warms up a bit...The design should bring a few chuckles...and hopefully many

Busy Busy Busy day today...Synergy advert (Page 14) came out over the weekend...11 calls for a Power of Sale listings in Brampton which Sold Conditional 2 days ago...Whoever said houses aren't

Busy Busy Busy day today...Synergy advert (Page 14) came out over the weekend...11 calls for a Power of Sale listings in Brampton which Sold Conditional 2 days ago for above asking price...Whoever

-26 degree today with windchill...and I have two showings in the

I have established myself in the real estate business so far solely by word of mouth marketing and referrals. As I look beyond those two means to generate even more business, few marketing ideas

Hello